Wednesday 29th November 2023
First home buyers with a small deposit now have an even wider range of lenders to choose from. We reveal the latest banks to join the 5% deposit scheme that’s helping more buyers get into the market sooner. First home…
Wednesday 22nd November 2023
It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan. Check out our tips to share the Christmas cheer this year…
Tuesday 21st November 2023
As the year comes to a close, many individuals and small business owners face various challenges related to cash flow. It’s important to stay on top of your cash flow so you can set yourself up for success in the…
Tuesday 14th November 2023
As a business owner, you understand the importance of having access to capital to fuel growth and maintain healthy cash flow in the business. Often, navigating through these various financing options can be overwhelming. What is Invoice Finance? Invoice…
Tuesday 31st October 2023
The holiday season is often associated with family gatherings, celebrations, and a sense of warmth and joy. However, it may not be the typical time most people think about buying a property. While the real estate market tends to slow…
Tuesday 24th October 2023
What you need to know about getting a home loan pre-approval Getting a home loan pre-approval is an essential step in the home buying process. It helps you determine your budget and shows sellers that you are a serious buyer.
Tuesday 17th October 2023
With Australia’s property market hotter than ever, getting into the property market as a first home buyer can be extremely daunting, but here are 7 steps you can take to make it more achievable: Explore government assistance: Many governments offer…
Tuesday 10th October 2023
As life gets more and more expensive, it can be hard enough making ends meet let alone considering making additional repayments on your home loan. Let’s face it – it feels like could the money be put to better use…
Tuesday 3rd October 2023
What is a mortgage prisoner? A mortgage prisoner is someone who finds themselves trapped in their current mortgage deal and is unable to remortgage or switch lenders due to various reasons, such as changes in financial circumstances or stricter lending…
Tuesday 26th September 2023
When you enter the property market or transition from your first home to another property, it’s important to pay attention to the value of your house, townhouse, or apartment. The equity in your home is the difference between the current…
Tuesday 19th September 2023
The Reserve Bank of Australia (RBA) increasing official interest rates 12 times since May last year – taking the cash rate from a record low 0.1 per cent to 4.1 per cent – has not only had an impact on…
Tuesday 12th September 2023
Investing in property can be an exciting and profitable venture. One way to acquire investment property is at auction. Auctions offer buyers the opportunity to purchase a property quickly and at potentially lower prices than the traditional market. However, buying…
Tuesday 5th September 2023
Finding the perfect home to meet all of your needs can be a challenge, and when you finally find the home of your dreams, you don’t want to miss out. However, the process of buying a home can be lengthy…
Tuesday 29th August 2023
More than one million Australians have their retirement savings invested in self-managed superannuation funds (SMSF), with these trusts making up almost a third of the nation’s $3.5 trillion superannuation sector. SMSFs have become more popular as they can provide members…
Tuesday 22nd August 2023
Whether you are a startup or an established small business looking to expand, a finance broker will be able to help you navigate all the important factors when looking at taking out a small business loan. There are many reasons…
Tuesday 15th August 2023
Among the strategies to pay off your home loan faster and save money long term, a mortgage offset account is one of the more attractive options. An offset account is another bank account which, rather than earn interest on any…
Tuesday 8th August 2023
With the double whammy of rising cost of living pressures and the Reserve Bank significantly lifting official interest rates to combat inflation, many thousands of homeowners are struggling to make their monthly or fortnightly mortgage repayments. A broker can help…
Tuesday 1st August 2023
In these times of greater cost of living pressures coupled with higher interest rates, those looking to obtain housing finance or refinance their existing loan can face a stricter test from lenders to secure that mortgage. Lenders are required to…
Tuesday 25th July 2023
Changes are afoot at the Reserve Bank of Australia (RBA) with the federal government appointing Michele Bullock as the RBA’s first female Governor. The current RBA Deputy Governor has been tasked with implementing a raft of changes to the central…
Tuesday 11th July 2023
With the new financial year looking to be another challenging period of cost-of-living pressures and higher interest rates, a finance broker can show you how to manage your budget more effectively. You will be amazed how much can be saved…
Tuesday 4th July 2023
It never pays to be complacent when it comes to your finances and setting and forgetting your home loan can be costing you money. ‘Should I review my mortgage?’ is a question brokers are often asked, and the short answer…
Tuesday 27th June 2023
Australians have long been a nation of enthusiastic home renovators, with the COVID-19 pandemic resulting in a boom in home improvements as people unable to travel due to lockdowns spent much more time (and money) in their own backyards. That…
Tuesday 20th June 2023
Are you one of those who may have failed to meet the strict home loan requirements of the major banks? Don’t worry, you may still find the mortgage solution through a specialist non-bank lender. There are thousands of Australians who…
Tuesday 6th June 2023
While many of the big banks have announced they will discontinue cashback deals, the mortgage market remains competitive, and a broker remains the avenue for a home loan customer to find a top deal. Cashback deals are where the lender…
Tuesday 30th May 2023
According to the Reserve Bank of Australia (RBA), approximately 880,000 borrowers with cheap fixed-rate mortgages are facing a ‘mortgage cliff’ when their fixed-rate terms end this year. Having…
Tuesday 23rd May 2023
In an attempt to address housing affordability for first time buyers, the federal government has expanded the eligibility for the First Home Guarantee, the Regional First Home Buyer Guarantee, and the Family Home Guarantee schemes. While previously the First Home…
Tuesday 16th May 2023
With rising interest rates and high inflation, you may need that bit of extra cash to cover some of the spendings you’ve got on your checklist. Your mortgage broker can help you secure small, fast loans, including personal loans, vehicle…
Tuesday 9th May 2023
With many bank branches closing around the country, consumers are relying more and more on brokers for advice, particularly when it comes to obtaining a home, business or personal loan. In some parts of Australia, people are travelling more than…
Tuesday 2nd May 2023
Deciding to stop working for someone else and starting your own business can be a challenge, but a highly rewarding one. In many instances you will also need some financial support to establish the business by taking out a small…
Tuesday 25th April 2023
With the world open again after the disruptions of the COVID-19 pandemic, more and more Australians are getting the travel bug and planning holidays overseas or in our own beautiful backyard. Some people may have been able to put away…
Tuesday 18th April 2023
With the days getting shorter and the nights cooler, these are sure signs that winter is coming. How prepared is your home for the colder weather? If there is a great deal of maintenance to be done, a finance broker…
Tuesday 11th April 2023
In these times of cost-of-living challenges and higher interest rates for borrowers, many Australians are struggling to make ends meet. People, particularly if they are living beyond their means, can be overwhelmed by their debts, and if they are repaying…
Tuesday 4th April 2023
Brokers remain in big demand! The latest Industry Intelligence Service (IIS) report released by the Mortgage and Finance Association of Australia (MFAA) has found the number of brokers has increased 5.2 per cent to 19,236, exceeding 19,000 for the first…
Tuesday 28th March 2023
Are you thinking about buying a new home in the near future? If so, now is the time to start saving! With house prices always on the rise, it’s important to have enough saved up in order to make your…
Tuesday 21st March 2023
Are you in the market for a home loan? If so, it is important to understand the difference between fixed and variable home loans. Knowing which one is right for your financial situation can be tricky, but with some research…
Tuesday 14th March 2023
With fixed rate home loans, you have the security of knowing that your interest rate won’t change over a fixed period of time. However, when this fixed term comes to an end it can be difficult to know what to…
Tuesday 7th March 2023
Are you looking for a home loan but feeling overwhelmed by the sheer number of options available? Don’t worry, it’s not uncommon to feel this way. With so many home loans and mortgage brokers on offer, it can be difficult…
Tuesday 28th February 2023
Debt consolidation allows you to combine multiple debt payments into one single payment. It can be an effective way to simplify your finances, reduce debt faster and save money on interest charges. Consolidating debt can also help improve your credit…
Tuesday 21st February 2023
For first-time home buyers, the process of purchasing a property can be overwhelming. From understanding your budget and considering location to finding the right mortgage broker, there’s a lot to consider. In this article, we will explore some key tips…
Tuesday 14th February 2023
When it comes to getting a home loan, most people go straight to their bank. It’s understandable – banks are usually the most convenient option and can help most Aussies with their home loan needs. But if you want more…
Tuesday 7th February 2023
With interest rates on the rise, it is becoming increasingly difficult for people to keep up with their loan repayments. Fortunately, there are some strategies available that may help reduce the amount of money you have to spend on home…
Tuesday 31st January 2023
Finding the right loan to suit your needs can be a daunting task. With so many loan options and an increasingly complex market, it’s important to compare loan features carefully before making a decision. Whether you need a loan for…
Tuesday 24th January 2023
When considering whether now is the time to refinance your mortgage, there are several factors to consider. At its core, refinancing means taking out a new loan to replace an existing one; this can be done for many reasons but…
Tuesday 17th January 2023
When it comes to the value of your home, investing in renovation projects can be a great way to revitalize its appeal and create a comfortable space to live in. Like most people, you’ve put a lot of hard…
Tuesday 10th January 2023
There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones: 1) You’ll save money on interest payments. 2) You’ll be mortgage-free sooner. 3) You’ll increase your equity…
Tuesday 3rd January 2023
So, you’re in the market for a mortgage? Whether you’re a first-time home buyer or experienced investor, it’s important to know the mortgage broker jargon. This will help you understand what your mortgage broker is saying and make the best…
Tuesday 27th December 2022
Do you have a dream that you would like to achieve but don’t think you can because of the cost? A personal loan may be just what you need to make your dream come true. With a personal loan, you…
Monday 19th December 2022
Commercial finance can be a great way to help your business grow. By speaking to a mortgage broker, you can gain access to the capital you need to expand your operations and take your company to the next level. Commercial…
Tuesday 13th December 2022
Including offset accounts in your home loan strategy could end up saving you thousands of dollars. Here’s a look at how they work and whether you should consider going this route. What are offset accounts? Offset accounts aim to…
Tuesday 6th December 2022
Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. Check your bills…
Monday 28th November 2022
It’s a common misconception that you need to be rich to invest in property. While it’s true that buying an investment property can be a great way to grow your wealth, you don’t need to have a lot of cash…
Tuesday 22nd November 2022
It’s no secret that the property market in Australia is expensive. If you’re a young person trying to break into the market, it can feel like you’re swimming against the tide. But all is not lost! There are ways to…
Tuesday 15th November 2022
Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up. Finding funding for your home renovation in advance can help you prepare and budget for how much renovation you can afford to…
Tuesday 8th November 2022
Getting a home loan is already difficult enough but getting a home loan as a small business owner is even harder. Lenders like to see regular amounts of money coming in as it makes them feel less at risk. When…
Tuesday 1st November 2022
Once people secure their home loan, they often forget about it and simply pay their loan repayments till the end of the loan. This may seem fine, but the reality is you could be missing out on many benefits and…
Monday 24th October 2022
With interest rates on the rise at the moment, there are many borrowers who are currently with fixed rate home loans that are approaching their expiry period. When that day finally arrives, it may be a bit of a shock…
Tuesday 18th October 2022
If you’re like most people, you probably don’t have a few hundred thousand dollars lying around to fund your home renovation. That’s okay! There are plenty of financing options available to make the process easy and stress-free. In this post,…
Tuesday 11th October 2022
There are a lot of benefits to being self-employed. You’re in charge of your career, you can potentially earn more money and you have the satisfaction of delivering a service you can be proud of. However, there are also some…
Tuesday 4th October 2022
When it comes to business finance, there are a lot of options out there. It can be difficult to determine which type of finance is right for your business. In this post, we explore the different types of business finance…
Tuesday 27th September 2022
The Spring property market is always incredibly busy, with more buyers looking for homes than at any other time of year. If you’re planning to buy a house in the near future, it’s important to be prepared. In this post,…
Tuesday 20th September 2022
When it comes to home loans, there are two main types: variable and fixed. Each option has its own set of pros and cons, so it can be difficult to decide which loan is right for you. In this post,…
Tuesday 13th September 2022
Are you looking for ways to reduce your mortgage repayments? If so, you’re in luck! Below are three tips that can help you save money on your home loan. Whether you are a first-time homebuyer or you have been in…
Tuesday 6th September 2022
Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home. This could be for a number of reasons such as a change in financial position, personal circumstances or getting a better…
Tuesday 30th August 2022
Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to reduce your overall debt and arrange it so that it is…
Tuesday 23rd August 2022
As a business owner, you’ll more than likely have challenges and problems that need to be overcome. It can often be hard to manage your business’s finances when you’re busy getting your brand out there, figuring out how to price…
Monday 15th August 2022
After years of enormous growth in the housing marketing, we’re starting to see falling housing prices around the country. As we approach Spring, we are seeing auctions in the major cities have remain unsteady. However, it’s common to see a…
Monday 8th August 2022
Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…
Thursday 24th March 2016
There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.
Thursday 24th March 2016
There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan
Thursday 24th March 2016
Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.
